Legal & Compliance


PSD-2 Payment Services Directive

On 14/03/2019 the open testing phase for XS2A gateway started. Varengold Bank AG offers a third services gateway testenvironment for interested TPP’s (Third Party Provider). For further information please contact

You can also find our documentation pages under the following link:

Utilization of the interface:

KID: 000       ZAD: 000       DKE: 000

Due to non-usage, the statistics are reviewed on a quarterly basis. The interface was 99.98% available in Q1/2024. The day-based availability is shown quarterly in the "Interface Performance PSD2" report. The values for the day-based availability of the XS2A interface and the customer interface are identical.

With reference to GIT 1-K 5330-109520-2020/0001, Bafin XS2A interface granted Varengold Bank AG an exemption from the obligation to establish a contingency mechanism within the meaning of Article 33(4) of the Delegated Regulation (EU) 2018/389 on 09/06/2022.

Interface Performance | PSD-2


Top 5 reporting & quality of execution


Currency Rates

To view our currency rates, please click here.